100% of our customers would recommend us on reviews.co.uk

Access brokers for help with bad credit mortgage deals

We've helped over people in Bad Credit. Enquire for an introduction to a broker who will help you with no obligation advice & quotes with no credit check.

Access top mortgage deals, no initial credit check

  • Felicity Lopez
  • Afzal Guerrouj
  • Michael Ellis
  • Sonia Bryan
  • Graham Neill
  • Tim Clarke
  • Free expert service
  • Rated 100% on reviews.co.uk
  • No impact to credit score
  • Rated 100% on reviews.co.uk
  • Rated 5 stars on Google Reviews
Despite a steady income and a decent deposit, many lenders were not willing to provide me with a mortgage due to a CCJ. Thankfully, someone was willing to take that chance of me and provide me with the loan that I needed to make that new home a reality.
Arvinder Singh
  • Rated 100% on reviews.co.uk
  • Rated 5 stars on Google Reviews

+ People helped since 2013

Our partners have helped hundreds of thousands of customers since 2013

+ Brokers boosting your chances of approval

Our broker partners consist of over 250 experts who are able to access the whole of the market, giving you a higher chance of being approved

+ Bad credit lenders work with our partners

All it takes to find the best mortgage for you is a 60 second, online form. Click to get started

We help get people with bad credit access to the brokers who can help find the right mortgage products for them

Does any of the below apply to you and you are struggling to get a mortgage? If so, click which applies to get started

If you have a bad or poor credit history, can we still help you? The answer to that question is …

Yes we can

Quick quote calculator

£300,000
£225,000

When you've set the values, click the 'Calculate my quote' button below to continue

The 4 reasons to use us

We believe that everyone deserves the opportunity to own their own property and recover from an adverse credit history.

We put you in touch with brokers who have access to deals and could help you secure the best bad credit mortgage product for you to suit your circumstances.

Fast & free initial advice

We introduce you to brokers with access to some of the best mortgage deals and the initial advice is free and without obligation.

Expert access to amazing rates %

We’ve helped 1,000s of people in bad credit situations by putting them in touch with brokers with access to affordable rates.

Save time & money

Our partners know mortgages inside out so can save you time and money and get you the right deals for your circumstances.

Professional & highly rated service

The experts we introduce you to are reliable so will do everything possible to help you find the right mortgage for you, even if you’ve previously been rejected.

Find my mortgage

%

40% of our amazing customers were declined for a mortgage ... before coming to us.

Our partners know where to look for the best deals for your situation and we know that place isn’t the same for every customer.

  • Higher chance of approval
  • Tailored advice from a real human being
  • Fully vetted and trained OMA Experts
  • By your side from start to finish
  • Plus, our matching service is FREE!

The brokers we work with are whole of market

We will only match you with a broker that specialises in customers in circumstances just like you. Our partners ensure they have access to the right mortgage products suited to you.  Their established relationships means that may be able to access mortgage deals not offered elsewhere.

Find mortgage experts in your area

We’ve helped 1000s of people with bad credit get the mortgage they deserve.

  • Free expert service
  • Rated 100% on reviews.co.uk
  • No impact to credit score

Our simple process

Three steps to how make it possible for our customers to get the mortgage they need

Get in touch!

Get in touch!

We love speaking with our clients. Either give us a call or fill in one of our contact forms to get started.

A specialist will call

A specialist will call

We’ll put you in touch with a broker who will discuss your options and answer your questions.

... and relax!

... and relax!

With one of our partners at your side, you’ll be able to find the best mortgage deal for your particular circumstances.

Our partners do more than get you a mortgage. They check that you can still pay it if the unexpected happens, so you're protected against losing your home.

Finding the mortgage deal that suits you

  • Felicity Lopez
  • Afzal Guerrouj
  • Michael Ellis
  • Sonia Bryan
  • Graham Neill
  • Tim Clarke

Our partners search to find the most suitable deal for you and ensure you get the mortgage product that is affordable and right for your circumstances, even if you have bad credit or have done in the past.

Find mortgage experts in your area

We’ve helped 1,000s people with bad credit get the mortgage they deserve.

  • Free expert service
  • Rated 100% on reviews.co.uk
  • No impact to credit score

Example Mortgage Rates - July 2021

Details are based on a mortgage of £130,000 at 85% LTV

Lending Provider
Initial Rate
Overal cost, for comparison
1.89% then 3.99% (Tracker)
3.7% APR
2.04% then 4.74% (Tracker)
4.3% APR
2.05% then 4.74% (Tracker)
4.3% APR

To view more, click the 'Which mortgages do I qualify for?' button below to begin the process.

Which mortgages do I qualify for?

Read feedback from some of our highly satisfied customers

Our customers are highly satisfied with the lenders we’ve been able to introduce them to…

Posted 3 days ago

Being self-employed and having had previous credit problems in the past, we had been struggling to find a lender that would touch us. Thankfully we were able to get the help we needed and as a result got a mortgage deal that was far better than we could have anticipated.

Derek Taylor
Posted 1 week ago

Having wasted many months and been turned down by several lenders, I was amazed to find a lender that not only was sympathetic to my situation, but actually went out of the way to find a mortgage product that was just right for my circumstances.

Clare Sheen
Posted 1 month ago

Top service. We were kept in the loop at all times and were able to get a mortgage even when we had been refused by other lenders previously. Highly recommended.

Alice Moor
Posted 2 month ago

After almost having given up hope of getting a mortgage, I was amazed to find that there were lenders out there who could not only help me, but also make the process relatively straightforward despite the fact I had had bad credit previously.

Tony Brown
Posted 3 weeks ago

Amazing service. Would highly recommend to anyone who has a poor credit score and is struggling to find a mortgage deal. I was given good advice and offered a deal that I couldn’t have anticipated.

Paul Delaney
Posted 6 days ago

Had been really struggling to get my first mortgage and really wish I’d found this sooner.

Jane Carruthers

Our mortgage helper services have been featured in top news outlets

And we are ready to help you get the mortgage you need. To get started, simply click the 'Find my mortgage' button below and away you go.

Find my mortgage

Quick quote calculator

£300,000
£225,000

When you've set the values, click the 'Calculate my quote' button below to continue

Remember, over 50% of UK adults have personal debt up to £100,000.

You are not alone